5.5 Insurance Benefits

Benefits-eligible faculty employed in a position that requires service of at least 50% of full-time effort and whose contract or appointment period is anticipated to be at least a full academic year (or its equivalent period) are required to participate in all non-discretionary insurance programs (e.g., health insurance, disability insurance, dental insurance, life insurance and travel accident insurance), unless a specific exemption applies.

Exemptions to the requirement to participate in all non-discretionary insurance programs may be granted to eligible faculty if: (1) the faculty member is also eligible for military health benefits; (2) the faculty member holds bona fide religious beliefs that are in conflict with the requirements of the insurance program; (3) the faculty member is covered by another group health insurance plan, or (4) the plan documents or certificates of insurance that control each benefit provide for such exemption.

Mines is a participating member in the CHEIBA trust (Colorado Higher Education Insurance Benefits Alliance). The CHEIBA trust is responsible for negotiating insurance benefits and reviewing annual coverage options on behalf of its participating member institutions. Benefits are offered and administered based on direction from the Trust. Human Resources shall initiate a discussion of proposed changes with affected faculty groups in advance of implementation whenever possible.  

In the event of any conflict between a statute, law, regulation, Trust document, or benefit plan document (collectively termed “Documents’) and this Handbook, the terms of the Documents shall control.

Visit BeneCenter to access the faculty benefit information.

5.5.1 Health and Disability Insurance

Mines provides a group health and long-term disability insurance plan designed to cover faculty and their dependents.  Current information regarding this program and enrollment forms may be obtained from the Mines Human Resources Office.

5.5.2 Dental Insurance

Mines provides a group dental insurance plan for faculty.  Current information regarding this program and enrollment forms may be obtained from the Mines Human Resources Office.

5.5.3 Vision Insurance

Mines provides a voluntary group vision insurance plan for faculty.  Current information regarding this program and enrollment forms may be obtained from the Mines Human Resources Office.

5.5.4 Life Insurance

Mines provides a group life insurance plan for its faculty.  Current information regarding this program and enrollment forms may be obtained from the Mines Human Resources Office.

5.5.5 Travel-Accident Insurance

Mines provides a travel-accident policy to insure all faculty members while traveling on Mines business. Current information regarding this benefit may be obtained from the Mines Human Resources Office.